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Tired of Chasing Payments Instead of Growing Your Brand?

Tired of Chasing Payments Instead of Growing Your Brand?

Tired of Chasing Payments Instead of Growing Your Brand?

With credit solutions from Badho Credit, grow your brand confidently. We take care of retailer collections, so you can scale your retail footprint with zero friction.

With credit solutions from Badho Credit, grow your brand confidently. We take care of retailer collections, so you can scale your retail footprint with zero friction.

With credit solutions from Badho Credit, grow your brand confidently. We take care of retailer collections, so you can scale your retail footprint with zero friction.

App Dashboard

24%

Order Volume

24%

Order

Volume

24%

Order Volume

45%

Outlet Universe

45%

Outlet

Universe

45%

Outlet Universe

32%

Order Fulfilment

32%

Order

Fulfilment

32%

Order Fulfilment

58%

Repeat Orders

58%

Repeat Orders

28%

Range Selling

28%

Range Selling

58%

Repeat

Orders

58%

Repeat

Orders

28%

Range

Selling

28%

Range

Selling

If You Are an FMCG Brand, this Might Sound Familiar

You've worked hard to build a growing footprint. Your product has demand. Retailers want to stock it, BUT:

Resource Drain

Your team spends more time chasing payments than planning for growth

Limited Retailer Liquidity

Retailers can't afford to buy more stock - even when demand exists

Distributor Hesitation

Distributors hesitate to extend credit without guarantees

Payment Defaults

Retailers default on payments, burning bridges and budgets

Market Expansion Risks

Expanding to new markets feels risky when working capital is stuck

Resource Drain

Your team spends more time chasing payments than planning for growth

Limited Retailer Liquidity

Retailers can't afford to buy more stock - even when demand exists

Distributor Hesitation

Distributors hesitate to extend credit without guarantees

Payment Defaults

Retailers default on payments, burning bridges and budgets

Market Expansion Risks

Expanding to new markets feels risky when working capital is stuck

But What If That Changed?

Pre-Paid Orders

What if every order was paid for before it was shipped?

Unlocked Liquidity

What if lack of liquidity didn’t hold your retailers back?

Pre-Paid Orders

What if every order was paid for before it was shipped?

Growth Engine

Unlocked Liquidity

What if credit became a growth engine, not a gamble?

What if every order was paid for before it was shipped?

Growth Engine

What if credit became a growth engine, not a gamble?

That is the power of Badho Credit!

That is the power of Badho Credit!

_______

What is Badho Credit?

Badho Credit is a plug-and-play embedded lending solution tailored for FMCG brands. With it, you can extend digital credit to retailers without taking on the risks of lending, recovery, or delayed payments.

Badho Credit is a plug-and-play embedded lending solution tailored for FMCG brands. With it, you can extend digital credit to retailers without taking on the risks of lending, recovery, or delayed payments.

How Does Badho Credit Work?

How Does Badho Credit Work?

Let's say you are the maker of Bumbaiya Zeera, a fast-growing beverage brand:

Let's say you are the maker of Bumbaiya Zeera, a fast-growing beverage brand:

Retailer Places Order

The retailer places an order via the Badho platform

Credit Eligibility Check

Our system checks credit eligibility using real-time data models

Credit Applied at Checkout

Available credit is applied with zero paperwork or manual approvals

Distributor Fulfills Order

The distributor gets the order and fulfills it

Brand Gets Paid Upfront

You get paid upfront by Badho Credit

Retailer Repays via App

The retailer repays us in predefined, flexible terms via the Badho app

Distributor Fulfills Order

The distributor gets the order and fulfills it

Brand Gets Paid Upfront

You get paid upfront by Badho Credit

Retailer Repays via App

The retailer repays us in predefined, flexible terms via the Badho app

Retailer Places Order

The retailer places an order via the Badho platform

Credit Eligibility Check

Our system checks credit eligibility using real-time data models

Credit Applied at Checkout

Available credit is applied with zero paperwork or manual approvals

Distributor Fulfills Order

The distributor gets the order and fulfills it

Brand Gets Paid Upfront

You get paid upfront by Badho Credit

Retailer Repays via App

The retailer repays us in predefined, flexible terms via the Badho app

Badho Credit For Retailers

Badho Credit For Retailers

More Power in Every Purchase

More Power in Every Purchase

Instant Credit Access

No cumbersome applications. Just seamless buying power.

Higher Cash Flow

Stock up without straining working capital.

Flexible Repayment

Defined repayment windows align with natural sales cycles.

Higher Range Selling

Try new categories without upfront risk.

All-in-One Experience

Orders, credit, payments - everything managed in the Badho app.

Instant Credit Access

No cumbersome applications. Just seamless buying power.

Higher Cash Flow

Stock up without straining working capital.

Flexible Repayment

Defined repayment windows align with natural sales cycles.

Higher Range Selling

Try new categories without upfront risk.

All-in-One Experience

Orders, credit, payments - everything managed in the Badho app.

No Margin Cuts

Unlike distributors, Badho doesn’t eat into retailer margins for deferred payment.

Build Credit History

Formal lending helps unlock future financial inclusion.

The Badho Credit For Brands

Less Chasing, More Scaling

Zero Collection Hassles

Get paid upfront for every order, while we handle the retailer collections for you.

Scale Your D2R Flywheel

Expand Smarter, Faster

Accelerate Shelf Trials, Unlock New Categories

Streamline Operations

Eliminate Last Mile Bottlenecks

Built for Bharat

App Websites

Zero Collection Hassles

Get paid upfront for every order, while we handle the retailer collections for you.

Scale Your D2R Flywheel

Expand Smarter, Faster

Accelerate Shelf Trials, Unlock New Categories

Streamline Operations

Eliminate Last Mile Bottlenecks

Built for Bharat

App Websites

Zero Collection Hassles

Get paid upfront for every order, while we handle the retailer collections for you.

Scale Your D2R Flywheel

Expand Smarter, Faster

Accelerate Shelf Trials, Unlock New Categories

Streamline Operations

Eliminate Last Mile Bottlenecks

Built for Bharat

App Websites

Badho Credit For Distributors

Badho Credit For Distributors

More Orders, Less Headache

More Orders, Less Headache

Zero Pressure on Collections

Focus on fulfilment, not following up on payments.

More Orders, Bigger Cart Size

Retailers buy more when credit isn’t a constraint.

Stronger Retailer  Relationships

Everyone wins - brand, retailer, and distributor alike.

Smarter Liquidity

Increased throughput means better stock turnover and cash flow.

Wider Reach

Serve retailers beyond your usual territory without fear of delayed payments.

Stronger Retailer  Relationships

Everyone wins - brand, retailer, and distributor alike.

Smarter Liquidity

Increased throughput means better stock turnover and cash flow.

Power Your Next Wave of Distribution Growth

Power Your Next Wave of Distribution Growth

Power Your Next Wave of Distribution Growth