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Tired of Chasing Retailers for Payments

Tired of Chasing Retailers for Payments

Tired of Chasing Retailers for Payments

With credit solutions from Badho Credit, grow your brand confidently. We take care of retailer collections, so you can scale your retail footprint with zero friction.

With credit solutions from Badho Credit, grow your brand confidently. We take care of retailer collections, so you can scale your retail footprint with zero friction.

With credit solutions from Badho Credit, grow your brand confidently. We take care of retailer collections, so you can scale your retail footprint with zero friction.

App Dashboard

24%

Increased Order Volume

24%

Increased Order Volume

24%

Increased Order Volume

45%

Greater Outlet Universe

45%

Greater Outlet Universe

45%

Greater Outlet Universe

32%

Jump in Order Fulfilment

32%

Jump in Order Fulfilment

32%

Jump in Order Fulfilment

58%

Hike in Repeat Orders

58%

Hike in Repeat Orders

28%

Boost in Range Selling

28%

Boost in Range Selling

58%

Hike in Repeat Orders

58%

Hike in Repeat Orders

28%

Boost in Range Selling

28%

Boost in Range Selling

If You Are an FMCG Brand, this Might Sound Familiar

You've worked hard to build a growing footprint. Your product has demand. Retailers want to stock it, BUT:

Limited Retailer Liquidity?

Retailers can't afford to buy more stock - even when demand exists

Distribution Hesitation?

Your distributors hesitate to extend credit without guarantees.

Payment Defaults?

Retailers default on payments, burning bridges and budgets.

Market Expansion Risks?

Expanding to new markets feels risky when working capital is stuck in old ones.

Resource Drain?

Your team spends more time chasing payments than planning for growth.

But What If That Changed?

Pre-Paid Orders

What if every order was paid for before it was shipped?

Unlocked Liquidity

What if lack of liquidity didn’t hold your retailers back?

Growth Engine

What if credit became a growth engine, not a gamble?

Pre-Paid Orders

What if every order was paid for before it was shipped?

Unlocked Liquidity

What if lack of liquidity didn’t hold your retailers back?

Growth Engine

What if credit became a growth engine, not a gamble?

That is the power of Badho Credit!

That is the power of Badho Credit!

________________

What is Badho Credit?

Badho Credit is a plug-and-play embedded lending solution tailored for FMCG brands. With it, you can extend digital credit to retailers without taking on the risks of lending, recovery, or delayed payments.

Badho Credit is a plug-and-play embedded lending solution tailored for FMCG brands. With it, you can extend digital credit to retailers without taking on the risks of lending, recovery, or delayed payments.

How Does Badho Credit Work?

How Does Badho Credit Work?

Retailer Places Order

The retailer places an order via the Badho platform.

Credit Eligibility Check

Our system instantly checks credit eligibility using real-time data models (purchase history, repayment patterns, and more).

Credit Applied at Checkout

The available credit is applied at checkout – with zero paperwork or manual approvals.

Distributor Fulfills Order

The distributor gets the order and fulfills it

Brand Gets Paid Upfront

You get paid upfront by Badho Credit

Retailer Repays via App

The retailer repays us in predefined, flexible terms via the Badho app

Retailer Repays via App

The retailer repays us in predefined, flexible terms via the Badho app.

Brand Gets Paid Upfront

You get paid upfront by Badho Credit.

Distributor Fulfills Order

The distributor gets the order and fulfils the order.

Retailer Places Order

The retailer places an order via the Badho platform

Credit Eligibility Check

Our system checks credit eligibility using real-time data models

Credit Applied at Checkout

Available credit is applied with zero paperwork or manual approvals

Distributor Fulfills Order

The distributor gets the order and fulfills it

Brand Gets Paid Upfront

You get paid upfront by Badho Credit

Retailer Repays via App

The retailer repays us in predefined, flexible terms via the Badho app

Badho Credit For Retailers

Badho Credit For Retailers

More Power in Every Purchase

More Power in Every Purchase

Instant Credit Access

Instant Credit Access

No cumbersome applications. Just seamless buying power.

No cumbersome applications. Just seamless buying power.

Higher Cash Flow

Higher Cash Flow

Stock up without straining working capital.

Stock up without straining working capital.

Flexible Repayment

Flexible Repayment

Defined repayment windows align with natural sales cycles.

Defined repayment windows align with natural sales cycles.

Higher Range Selling

Higher Range Selling

Try new categories without upfront risk.

Try new categories without upfront risk.

All-in-One Experience

All-in-One Experience

Orders, credit, payments - everything managed in the Badho app.

Orders, credit, payments - everything managed in the Badho app.

No Margin Cuts

No Margin Cuts

Unlike distributors, Badho doesn’t eat into retailer margins for deferred payment.

Unlike distributors, Badho doesn’t eat into retailer margins for deferred payment.

Build Credit History

Build Credit History

Formal lending helps unlock future financial inclusion.

Formal lending helps unlock future financial inclusion.

The Badho Credit For Brands

Less Chasing, More Scaling

Zero Collection Hassles

Get paid upfront for every order, while we handle the retailer collections for you.

Scale Your D2R Flywheel

Expand Smarter, Faster

Accelerate Shelf Trials, Unlock New Categories

Streamline Operations

Eliminate Last Mile Bottlenecks

Built for Bharat

App Websites

Zero Collection Hassles

Get paid upfront for every order, while we handle the retailer collections for you.

Scale Your D2R Flywheel

Expand Smarter, Faster

Accelerate Shelf Trials, Unlock New Categories

Streamline Operations

Eliminate Last Mile Bottlenecks

Built for Bharat

App Websites

Zero Collection Hassles

Get paid upfront for every order, while we handle the retailer collections for you.

Scale Your D2R Flywheel

Expand Smarter, Faster

Accelerate Shelf Trials, Unlock New Categories

Streamline Operations

Eliminate Last Mile Bottlenecks

Built for Bharat

App Websites

Badho Credit For Distributors

Badho Credit For Distributors

More Orders, Less Headache

Zero Pressure on Collections

Focus on fulfilment, not following up on payments.

More Orders, Bigger Cart Size

Retailers buy more when credit isn’t a constraint.

Stronger Retailer  Relationships

Everyone wins - brand, retailer, and distributor alike.

Smarter Liquidity

Increased throughput means better stock turnover and cash flow.

Wider Reach

Serve retailers beyond your usual territory without fear of delayed payments.

Stronger Retailer  Relationships

Everyone wins - brand, retailer, and distributor alike.

Smarter Liquidity

Increased throughput means better stock turnover and cash flow.

Join Our Network of 1000+ Brands

Join Our Network of 1000+ Brands

Join Our Network of 1000+ Brands